Heirs Insurance Hackathon 2026 (Up to ₦9 Million in Prizes)

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Applications are open for Heirs Insurance Hackathon 2026. The Heirs Insurance Group has announced the Heirs Insurance Hackathon 2026, a national innovation challenge open to students in Nigerian tertiary institutions. The hackathon is designed to uncover bold, practical, and scalable ideas that apply Artificial Intelligence (AI) to solve real-world problems within Nigeria’s insurance industry.

This initiative reflects Heirs Insurance Group’s commitment to youth innovation, digital transformation, and the future of insurance in Africa.

Heirs Insurance Hackathon Overview

Heirs Insurance invites forward-thinking undergraduates across Nigeria to come together and create impactful solutions that will shape the future of Insurance. By bringing together top tech talents, industry experts, and visionary mentors, this hackathon will foster Al-driven solutions that streamline customer experiences, underwriting, claims processing, and distribution of insurance products.

The solutions developed will help pave the way for democratising insurance, by providing simplified, quick and reliable access to coverage for more a more people.

Challenge Focus

Develop innovative ideas using Artificial intelligence to solve real-world problems in the Nigerian Insurance Industry.

Solutions should focus on addressing any of these key areas:

Claims Processing.
Underwriting.
Customer Experience.
Product Distribution.

Heirs Insurance Hackathon Prizes

Winners of the Heirs Insurance Hackathon 2026 will share ₦9 million in cash prizes:

1st Prize: ₦5,000,000
2nd Prize: ₦3,000,000
3rd Prize: ₦1,000,000

Beyond cash rewards, participants gain industry exposure, visibility, and the opportunity to engage with professionals shaping the future of insurance in Nigeria.

Benefits

Solve real-world insurance pain points using AI.
Collaborate with fellow innovators and tech mentors.
Showcase your skills in front of experts.
Win prizes, certificates, and swag!

Eligibility Criteria

Students currently enrolled in Nigerian tertiary institutions
Individuals or teams with an interest in:
- Artificial Intelligence
- Technology and innovation
- Insurance, fintech, or digital services
Beginners and advanced innovators are welcome, provided the idea is AI-driven and problem-focused